* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-blue: #003399;
    --postal-red: #E6192E;
    --slate-gray: #4A5568;
    --light-gray: #F7FAFC;
    --white: #FFFFFF;
    --text-dark: #1A202C;
    --text-light: #718096;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background: var(--white);
    box-shadow: 0 2px 4px rgba(0,0,0,0.1);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 20px;
}

.nav-brand {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.logo {
    height: 50px;
    width: auto;
}

.brand-name {
    font-weight: bold;
    font-size: 1.2rem;
    color: var(--primary-blue);
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 2rem;
}

.nav-links a {
    text-decoration: none;
    color: var(--text-dark);
    font-weight: 500;
    transition: color 0.3s;
}

.nav-links a:hover {
    color: var(--primary-blue);
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary-blue) 0%, #0044cc 100%);
    color: var(--white);
    padding: 8rem 0 4rem;
    margin-top: 60px;
}

.hero-content {
    max-width: 600px;
    margin-bottom: 4rem;
}

.hero h1 {
    font-size: 3rem;
    font-weight: bold;
    margin-bottom: 1.5rem;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.2rem;
    margin-bottom: 2rem;
    opacity: 0.95;
}

.hero-cta {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.hero-note {
    font-size: 0.9rem;
    opacity: 0.9;
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.stat {
    background: rgba(255,255,255,0.1);
    padding: 2rem;
    border-radius: 8px;
    text-align: center;
}

.stat-number {
    font-size: 2.5rem;
    font-weight: bold;
    margin-bottom: 0.5rem;
}

.stat-label {
    font-size: 1rem;
    opacity: 0.9;
}

/* CTA Button */
.cta-button {
    display: inline-block;
    padding: 1rem 2rem;
    background: var(--postal-red);
    color: var(--white);
    text-decoration: none;
    border-radius: 6px;
    font-weight: bold;
    transition: background 0.3s, transform 0.2s;
    text-align: center;
}

.cta-button:hover {
    background: #c41a2d;
    transform: translateY(-2px);
}

.cta-button.primary {
    background: var(--postal-red);
}

.cta-button.large {
    padding: 1.25rem 2.5rem;
    font-size: 1.1rem;
}

/* Sections */
.section {
    padding: 5rem 0;
}

.section.alt {
    background: var(--light-gray);
}

.section h2 {
    font-size: 2.5rem;
    text-align: center;
    margin-bottom: 3rem;
    color: var(--primary-blue);
}

/* How It Works */
.steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.step {
    background: var(--white);
    padding: 2rem;
    border-radius: 8px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    position: relative;
}

.step-number {
    position: absolute;
    top: -1rem;
    left: -1rem;
    width: 3rem;
    height: 3rem;
    background: var(--postal-red);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    font-weight: bold;
}

.step-content {
    padding-left: 1rem;
}

.step-content h3 {
    font-size: 1.3rem;
    margin-bottom: 1rem;
    color: var(--primary-blue);
}

.step-content p {
    color: var(--text-light);
}

/* Services */
.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.service-card {
    background: var(--white);
    padding: 2rem;
    border-radius: 8px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    transition: transform 0.3s;
}

.service-card:hover {
    transform: translateY(-5px);
}

.service-card h3 {
    font-size: 1.3rem;
    margin-bottom: 1rem;
    color: var(--primary-blue);
}

.service-card p {
    color: var(--text-light);
}

/* Calculator */
.calculator {
    background: var(--white);
    padding: 3rem;
    border-radius: 8px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.1);
    max-width: 600px;
    margin: 0 auto;
}

.calculator-input {
    margin-bottom: 1.5rem;
}

.calculator-input label {
    display: block;
    margin-bottom: 0.5rem;
    font-weight: 500;
    color: var(--text-dark);
}

.calculator-input input {
    width: 100%;
    padding: 0.75rem;
    border: 2px solid var(--slate-gray);
    border-radius: 6px;
    font-size: 1rem;
}

.calculator-result {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
    border-top: 1px solid var(--light-gray);
}

.result-label {
    font-weight: 500;
    color: var(--text-dark);
}

.result-value {
    font-size: 1.5rem;
    font-weight: bold;
    color: var(--postal-red);
}

/* Contact */
.contact-intro {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 2rem;
    color: var(--text-light);
}

.contact-info {
    display: flex;
    justify-content: center;
    gap: 3rem;
    margin-bottom: 2rem;
}

.contact-item {
    text-align: center;
}

.contact-label {
    font-weight: 500;
    color: var(--text-dark);
    margin-bottom: 0.25rem;
}

.contact-value {
    color: var(--primary-blue);
    font-size: 1.1rem;
}

.contact-cta {
    text-align: center;
}

/* Footer */
footer {
    background: var(--primary-blue);
    color: var(--white);
    padding: 3rem 0 1rem;
}

.footer-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 2rem;
}

.footer-brand {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.footer-logo {
    height: 40px;
    width: auto;
}

.footer-brand p {
    opacity: 0.9;
}

.footer-contact p {
    margin-bottom: 0.5rem;
    opacity: 0.9;
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    opacity: 0.8;
}

/* Responsive */
@media (max-width: 768px) {
    .hero h1 {
        font-size: 2rem;
    }
    
    .nav-links {
        display: none;
    }
    
    .hero-stats {
        grid-template-columns: 1fr;
    }
    
    .steps {
        grid-template-columns: 1fr;
    }
    
    .contact-info {
        flex-direction: column;
        gap: 1rem;
    }
    
    .footer-content {
        flex-direction: column;
        gap: 2rem;
        text-align: center;
    }
}